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The networkIllustrative

A network of verified merchants

You pick the offer. Your crypto locks for it.

How it works

Your cryptogoes in

From a wallet you control. Into escrow first.

Locked in. Untilit’s paid out

The lock closes before any shillings move.

Direct to Kenyanshillings

A verified merchant pays your M-Pesa or bank. Sargo never holds your shillings.

Illustrative: 32,500 Kenyan shillings arrive in your M-Pesa or bank while your crypto stays locked.

Paid out.Then released

Check your M-Pesa or bank, then confirm. Not paid? Don’t confirm. Disputes are settled by merchant proof.

Cash in? The merchant’s crypto locks first. Then you pay.

  1. Your cryptogoes in

    From a wallet you control. Into escrow first.

  2. Locked in. Untilit’s paid out

    The lock closes before any shillings move.

  3. Direct to Kenyanshillings

    A verified merchant pays your M-Pesa or bank. Sargo never holds your shillings.

    Illustrative: 32,500 Kenyan shillings arrive in your M-Pesa or bank while your crypto stays locked.

  4. Paid out.Then released

    Check your M-Pesa or bank, then confirm. Not paid? Don’t confirm. Disputes are settled by merchant proof.

    Cash in? The merchant’s crypto locks first. Then you pay.

Posted offersIllustrative

Every merchant sets their own rate

You pick the offer. We never mark up the merchant’s rate.

WK · Nairobi129.40KSh per $1 · M-Pesa
JO · Mombasa128.90KSh per $1 · Bank
Yours?—Post an offer

How lab how4 · not the public sargo.io site